I teach at a U.S. community college, and commonly write letters of recommendation for students applying subsequently to either bachelor's programs or graduate school. I am accustomed to sending such letters directly to the school/program in question. Looking at other Academia SE questions, this seems to be the general practice.

However, once in a while I get a student who says something like, "No, this school requires that I include the recommendation with my application packet; give it directly to me." I may or may not be informed as to the school or program in question. Should I comply with such a request, or decline?