One suggestion. If it is possible for you to get a job at a university with a program you like, they may pay for your classwork to obtain a masters degree. Then you can take your time to complete the degree while working full time.
It will take you longer to complete the degree, maybe 4 years. But you'll be working, maybe get your tuition covered, classes could potentially be in a nearby building, and have flexibilty to take a semester off if needed as a result.