I'm from a third world country sponsored by my government to study in Canada. I messed up my last year and my full scholarship was revoked, so I had to repeat a whole year with my own money. You won't believe how much I have to pay as an international student just for 2 semesters.
Fast forward, after I graduated and a couple month of unemployment, I manage to land a good job in my country with my audit (transcript and diploma held by the uni until I fully pay tuition fees). But the tuition fees are still a lot due to the conversion rate.
So now, I don't know what should I do. They (the university) will throw away my cert and transcript in one year. Should I pay up the fees which I had to take loan at my country bank when I could use it to buy property?
I know it is immoral to not pay debt but when you are in third world country, immoral is least my concern. I might even fake my certificate just in case I want to change jobs, which is unlikely.