Suppose some working person has interest in physics and mathematics and he want to publish a paper either review or research, so is there anyway he can publish? Obviously person is not associated with any university so he can not name that.
Yes, http://www.arxiv.org is the place for you.
But you can of course also publish in regular journals without being affiliated with a university. Science does not require a formal affiliation, just good ideas and data. If you have the latter, you can publish as a private citizen, an employee of a company, an employee of a government, or with any other background.