I have recently thought of pursuing my PhD. I have managed to make a research proposal. I have done part time MS (i.e. struggle after working hours) with thesis and managed 3.5 CGPA (85%) out of 4.0 and I managed to have one publication in an IEEE conference.
While corresponding to supervisors, I feel some of them like my proposal but it always comes down to availability of a scholarship. For example, I started a correspondence with one supervisor in New Zealand who was willing to supervise me but he won't give me go ahead for university admission because I haven't secured any funding and he thinks that I have no chance to win any university scholarship with this GPA. I told him that my average is 85% and I have over 5 years of relevant work experience. I asked him the minimum % to win a scholarship, to which he replied "100%". He says work experience is never a major factor for scholarship award.
Now as it seems that my GPA is a barrier to even have an admission in a university let alone win a scholarship as most of them don't want to waste their time on a candidate who won't be able to fund himself.
Situation for me looks bleak. Can't bring back the past to work hard and get better CGPA or should I start thinking of doing MS again? As for now it seems that PhD scholarships are only for the applicants with Gold medals and 4.0/4.0. Any ray of hope? Is there any chance that I'll be able to have a scholarship?