I will be soon joining a PhD program in US on an F-1 student visa. I will be entering US about 20 days before the university academic session starts. The university will be providing health insurance to me, and coverage will start with the academic session itself. So I will not be covered by university insurance for my first 20 days in US. I would like to know if it is a good idea to buy a short term health insurance policy for these first 20 days in US ? Is it very risky to not buy this short-term insurance ? FYI, I do not have any chronic diseases or other things.
Since US healthcare system is very different from everywhere I have been to (some European and Asian countries), I am in utter confusion regarding this whole health insurance stuff. Any answers would be really appreciated.
Thanks in advance.