Long story short, I was not a responsible young adult and I didn't know how much I had taken out in student loans for my bachelor's until well after it was over. I recently asked my undergraduate alma mater to send me the balance statements for all semesters. They did and I read through each of them.
Academically, I had a bad first year (2013-2014) in undergrad and ended with a 2.5 GPA. I distinctly remember getting physical mail and was told I lost my $3,000 a semester scholarship that shaved down the cost of attending there. With the help of a life coach, I wrote an appeal and had another chance next academic year to get it back if I could get an overall 3.0 GPA.
However, I was awarded the scholarship in Fall 2014, but not Spring 2015. It was also applied in Fall 2015, despite not yet having an overall GPA above 3.0. That semester, I ended up getting a 3.6 and got my overall GPA past a 3.0 at last. I received the scholarship in Spring 2016 and through graduation in Spring 2017.
Could my undergraduate university potentially find this out if they audit their records and determine I owe them money? If so, I'm a bit concerned about what could happen since that's upwards of $6,000 that I would owe at the very least (for Fall 2014 and 2015) to upwards of $18,000.
To this day, I haven't had any questions or anything about this. As for why I didn't know about this for so long? I left all of my finances in my parent's hands until my Master's program and was negligent.