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Despite conducting a thorough Google search implementing all the tips provided in answers to this question, I still haven't managed to find a single active research group (at a university, or a public research institute) that focuses on credit scoring based on alternative data. (By alternative data I mostly refer to mobile phone data, psychometrics-related data, social network data, digital footprint data etc - virtually anything besides traditional credit history data provided by credit bureaus).

I did manage to find the famous Entrepreneurial Finance lab at Harvard University, however, they don't seem to be active or publishing anymore since they started an extremely successful spin-off company.

There seem to be many startups focusing on alternative data based credit scoring but their technology is of course proprietary and I can't find any relevant papers.

So what I'm looking for is a) tips on how to find relevant research groups given the circumstances outlined above or* b) a name or even better, a list of names of research groups/labs focusing on alternative data based credit scoring. (I'm doing some background reading before officially starting my PhD studies)

  • inclusive OR

EDIT: After taking into account Flyto's comment I've changed the question title in order to adhere to the policy.

  • Ask your supervisor, ask the Entrepreneurial Finance lab, ask LenddoEFL. – user2768 Jan 30 at 9:34
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    Perhaps they don't want to be found... – Solar Mike Jan 30 at 9:49
  • Hi BGa, welcome to Stackexchange. Your question (b) is a "shopping question", i.e. asking for recommendations for specific subject-based organisations, which tends to be discouraged around here (partly because the chance of somebody here knowing exactly the right specialism are rather small). Your question (a) is however a good one, so I recommend editing your title to reflect that aspect. – Flyto Jan 30 at 10:53
  • I'd strongly suggest looking also at the legal and ethical ramifications of these questions. It might explain why there's little research on the topic. – Erwan Jan 30 at 12:43
  • Flyto, thank you for the feedback - I've edited the question title. – BGa Jan 30 at 15:42

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