If I were to make an opinion out of whatever you have said in this post, I will say go for B without further thought :)

Reasons: 1) A one year industry job is hardly helpful as an experience anywhere, let alone for a prospective PhD. There is another question on this forum analysing the worth of job before PhD.

2. You have said you are not too much into money and also love frugally. Bravo, you are tailor-made for the academia! You could surely earn more in the one year after PhD, and ensure you begin graduate coursework at the earliest.

If I were to make an opinion out of whatever you have said in this post, I will say go for B without further thought :)

Reasons: 1) A one year industry job is hardly helpful as an experience anywhere, let alone for a prospective PhD. There is another question on this forum analysing the worth of job before PhD.

2. You have said you are not too much into money and also live frugally. Bravo, you are tailor-made for the academia! You could surely earn more in the one year after PhD, and ensure you begin graduate coursework at the earliest.